Automobile Insurance Prices Auto insurance prices is a website where you will find the best insurance information online Thu, 24 Nov 2016 21:47:34 +0000 es-ES hourly 1 Tips of car insurance Thu, 24 Nov 2016 21:47:34 +0000 cheap-car-insurance

Tips of car insurance

Whether you are a new driver or a veteran experienced, you will be difficult to find cheap cars, it can be difficult. In recent times, the auto insurance premiums have skyrocketed and it is possible that will surprise you quite when it comes to the renewal of car insurance that you have to do. Then how can I get a cheap car insurance?

Car Insurance Group

If you are a rookie driver, forget the two-seater sports car. Have a safe cars of low cost will reduce your insurance premiums for cars. It is a good idea to avoid leakages double, tinted windows and optional alloy rims, since all these “extras” raise your car insurance.

Get an insurance of specialist

If you already have a car, your next plan should be the most appropriate. A good tip is to look for companies of car insurance to suit your personal circumstances. Did you know that drivers women can get a car insurance cheaper? If you are a young driver or new and desperately looking for a car insurance affordable you have to get quotes that serve the market specialized younger. They have experience ensuring drivers with little experience and often offer competitive quotations.

Penalty points

What happens if I penalty point or crimes of traffic? No issues. Despite what you may have heard, you can still find cheap car insurance, even if you have licenses with points. There is a large number of insurers of cars that cater to drivers who have been disqualified or have points.

Regardless of whether you are a man or a woman, your situation or your age, is an excellent idea to give you a return before starting with your hard-earned money. Do not accept the quote of car insurance given.


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Steps to submit a claim of car insurance Thu, 24 Nov 2016 21:36:24 +0000 how-to-file-a-auto-insurance-claim

How to file a auto insurance claim

Please note that the car accidents can occur at any time, so you do not feel reluctant to report them to your insurer of cars. Some people may hesitate about to tell the company of car insurance for damages to your car because they are afraid that the rate of insurance companies were increased.

The insurance provides protection and that is why it is good if you want to file a claim for insurance for damage suffered.

Here are some steps to fill the claim request:

The first thing you need to do is to find out if you need or not to submit a claim. Call your insurance company and asked about the possibility of filing a claim, often you will find yourself with a tape recorder to your registration of insurance. It is better to keep your record of insurance clean. If you can pay for it without financial problems, it is best not to submit a claim.

Find out what you should do after receiving a sheet of car accidents. The sheet is used to help keep a record of the information you will need for the submission of a claim for insurance. Trying to find all the details of the information of the accident. Looking for someone who is an eye witness of the accident.

Presents the claim immediately. If reclamas, as soon as possible with your insurance company, the insurer of cars quickly will initiate the process as a defender.

Get ready in the event that you receive a call from another insurance company. A dispute without a doubt will cause the other party call your health insurer. Get ready with the necessary documents. It is important to bear in mind the name the person you ask in the insurance agency.


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Get a car insurance as cheap as possible Thu, 24 Nov 2016 21:23:31 +0000 get-auto-insurance-online-now

Get a car insurance as cheap as possible

In case you are a new driver or have years of experience, these tips will help you to reduce premiums with your insurer of cars.

Levels of risk with your insurer

Car insurance companies base their prices on the level of risk they pose to them. In order to reduce the premiums, you need to reduce your risk. A quick and easy way to do this is to modify the description of your employment in the application form. For example, change the title of “marketing assistant” by “marketing executives”, this could save you up to 10%.

Adds a driver

Another tip is to add someone with experience of driving as a driver whose name appears in the policy of your health insurer. This should reduce the fees with your insurer, always and when you have a clean record.

This is due to the fact that the insurer assumes that you are going to share the car and as such will not be on the road so frequently.

Do Without parking?

If you are planning to opt for a third party insurance, then always checks the cost of any risk, since in some cases this can be cheaper. If you can park your car in a unit or in a garage then make sure to declare it in the application form, this will dramatically reduce the premiums of your insurer, since it reduces the risk of theft and damage.

Compare car insurance online

The next step to get a cheap car insurance is to compare prices. As the price of insurance vary dramatically is a good idea to explore. It is recommended that you go to the Internet so you can compare, as you can see the prices with different insurers.

Increase your deductible

Other ways to get a car insurance cheaper is to increase your deductible. This is the amount you will have to pay if you had a claim. Can you afford to pay if you were to end up in an accident?

Located less

You can also reduce the premiums of your insurer when driving less. All insurance companies will ask for the number of kilometers that you expect to drive a year. If you drive a lot you will have to pay more. It should be noted that if you say that you drive a thousand kilometers, but in reality there are five thousand, this could void your insurance and the insurer may not pay.

Remember that each company has their own algorithms to determine the amount of the insurance premiums. Adjusts the application forms until you find a price that is right for you.



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Ensures your first car Tips Thu, 24 Nov 2016 21:12:08 +0000 ensures-your-first-car-tips

Ensures your first car Tips

Those who have little experience on the road pose the greatest risk to an insurance company. The statistics show that the new drivers are three times more likely to suffer a traffic accident that those who have experience. Because of this, the insurance companies raise their prices for the people without experience behind the wheel. And what is worse, if you are under the age of 21, you would have to wait even more.

Get a car that is cheap to ensure

So how do you ensure your first car? The first step, if you have not yet purchased your car looking for something in an insurance group under. To each model of cars on the market is assigned a group of insurance, this can vary from 1 to 50, the higher the number, the more costly it will be to ensure. A car with a small engine will be in an insurance group under, which means that they will pay less for your car insurance.

Are you sure of damage to third parties or comprehensive insurance?

If you already have a car and then consider what type of insurance you want. If you have a small budget, then searches for an insurance for third parties. This is a cheap alternative, but means that if causaras an accident, not you would be covered by the damage to your own car.

Adds a driver

Another way to reduce your insurance premium is to ensure a driver added to your policy. Added to someone with a history of clean driving to the policy and insurance costs will fall dramatically.

Go to the local shops, compare online

Finally, date a turn. There are a number of specialized companies that cater exclusively to people looking to ensure their first car. They have experience in the assurance to drivers for the first time and can offer advice and competitive rates in comparison with some largest insurers.

Also worth visiting the price comparison sites from one company to another.

Do the things within your car are insured?

This will depend entirely on the policy that serves, some insurance companies of cars can offer a coverage for theft or auto while others do not offer any protection. If you have a policy that has elements of coverage, your claim, usually, it shall only be valid if your car was stolen at the time and the keys were in your possession.

The additional coverage is often needed

Most of the auto insurance policies will allow you to make a claim against any thing originally installed by the manufacturer such as audio equipment. If you have installed the equipment of additional audio, then may well be covered but only up to a certain point. In the same way, if you stopped items such as a purse or wallet in the car, this usually is not covered by your insurance cars standard. You would have to hire an additional coverage for this type of articles.

Do additional coverage for free?

That said, some insurers added extras in their policies to attract new customers, for example the home insurance. In the same way, if you have a home insurance, reads the policy, some will cover the elements that brought out of the house which would mean that there would be no need for an additional coverage for goods deposited in your car.

During the search of car insurance not only look for the price outside, are looking for what you need. You think you have found a bargain until you realize that there is no coverage for articles left in the car, if they are stolen or damaged due to an accident.

If you have any doubt about whether you are covered, call your insurance company and asked how much you will pay exactly if your car is stolen.


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Car insurance for students Thu, 24 Nov 2016 20:59:06 +0000 car-insurance-for-students

Car insurance for students

An insurance for cars does not have to be expensive. There are a number of ways that you can reduce your materials so that you have a lot of extra money to spend on textbooks, prepared meals and evenings.

Insurance companies come to students as a risk. Young Drivers have little experience in the roads and statistically speaking, are more likely to have an accident. However, the news is not all bad, the guide of car insurance for drivers students will show you how to make your insurance is affordable.

How safe?

First things first, you must take into account the amount of coverage you really need. In general terms, the insurance of cars to all risk is the best. You should go by a third party insurance if you have the funds to repair your car. As a general rule, third-party insurance is the most suitable for those who drive old cars with little resale value.

Higher deductibles

Another way to reduce your car insurance is to increase the limits of your excess. This is the amount that you would pay if you had to make a claim. Just bear in mind that you do not want to be in a situation in which one is left with a car defective because it cannot cover the cost of making a claim.

Increase the security of the cars low premiums

You should also consider the security of the car. If you are a student who has moved away from her home, you may find that your auto insurance premiums have increased. This is because each city in Mexico is evaluated by insurers. If you live in a city with a high crime rate and then expect that your insurance increase. The best way to avoid is to improve the security of your car with the installation of an immobilizer or a tracking device. Also when possible, park your car in a garage and not in the street, preferably.

Focus on a bonus without claims

If you have yet to create a bond of demand, this should be a priority. There are a number of companies that offer acceleration by no claims bonuses. This means that you will receive a bonus for no claims before the end of your annual policy. They usually offer this around the 10 months which means you can start saving from before.

Search and compare online

Finally, date a turn. There are a number of insurers of cars that cater to students and the market can offer great savings.


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Cheap Car Insurance for sports cars Thu, 24 Nov 2016 20:49:36 +0000 sports-car-insurance

Cheap Car Insurance for sports cars

If you have a high-end sports car, you will have a frustrating task to find a car insurance whose price is in line with your needs. Many insurance companies offer premiums as high as the sky, regardless of your age, while others simply refuse to secure it.

In spite of this, this does not necessarily have to be the case, with a little wisdom and with the help of the Internet, you could have very good luck. In the first place, it is a good idea to understand how to reduce your insurance premium. Join a club member.

If you are the owner of a sports car is a good idea to join a club member. Frequently, these clubs have affiliated with an insurance company that is able to offer members a discount rate. Not only that, some insurance companies, even if you are not an Affiliate, offer discounts on car insurance only because you are a member of the club of cars.

The additional security devices

Another tip is to install additional security devices for your sports car. Searches for products already approved that will reduce your insurance of cars to sports cars in a spectacular way.

Corridors with experience in sports car insurance

Now you know how to reduce your insurance premium of cars, the next stage is to find a provider. You may have difficulties to find insurance companies willing to cover a sports car, this is why it is a good idea to seek the contributions of specialized insurance brokers of sports cars. Not only will be able to offer a competitive price, but which also have experience in dealing with the top of the claims in ranges of engines.

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The three basic parts of a policy of car insurance Thu, 24 Nov 2016 20:37:09 +0000 insurance-coverage

Test this simple question: What happens if your car is involved in a traffic accident this night and someone was injured or dead? Remember: All you have is in the rear seat of the car with you and is at risk of trial.

Where do you get the money to pay for all? Maybe the value of your house could help? What is your savings and/or investments? Are you ready to sacrifice everything you have to pay for the accident happened? In the event that no, you have to continue reading how to choose the auto insurance coverage you need.

You and your family. Now we are going to convert the accident above all. For some reason unfortunate, you or a loved one is that it is injured or killed in a car accident. Where do you get the money if the person you hit has no insurer of cars or has an insurance cars insufficient?

The medical bills may be covered if you have health insurance. However, the health insurance does not cover the loss of life, the pain and suffering or the permanent disability. Perhaps you have a life insurance policy through your employer or your own insurance policy of individual life. What is the amount of profit sufficient to cover your family if your loved one dies? Even if you have a life insurance How much you pay for the misery, pain and suffering? Maybe the fact that you or a loved one can not walk or use arms again?

You could have a disability insurance policy through your work if you have a good financial advice. However, the disability insurance does not pay for the loss of life, the pain and suffering, the permanent loss of the legs, the arm or hand.

The only coverage that pays for these things is a part of a policy of car insurance known as a motorist sub assured coverge.

Your car insurance agent must be able to help determine the exact amount you need.

Your car. The complete coverage comprehensive and the coverage of a collision are the third part of an insurance policy of cars and refers to the fact that the difference is this: If you find that a tree is covered by the collision coverage, the tree is covered by a wide coverage. The comprehensive coverage also covers broken windscreen, fire, theft and vandalism.

While the deductible is higher, the higher the premium. Uses the savings here to buy limits in the coverage to protect your assets and your family. The conclusion to the determination of adequate coverage of car insurance is of course the money available in your family budget. An excellent place to start in the determination of the coverage of car insurance suitable for your family is to meet with your local agent for car insurance.

The majority of the fees of the companies are concerned about one thing: price. Tell them what is the coverage you have and the Czech if you can give the same coverage for less. Become a professional insurance. If this is the only need that you have, then it is fine. If this is not the case, it is necessary to seek the advice of a professional to help you determine the appropriate amount of coverage you need and the best way to achieve this.


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What to do when an accident happens cars? Thu, 24 Nov 2016 20:22:37 +0000 insurance car accident

When there is a traffic accident, you can be traumado and if you lesionas, do not leave the car. However, if you are not injured, stand in a safe place and salt of the car with care. There are a few steps you must follow in the scene of the accident, to make your claim of  car insurance. This will ensure that you have the complete documentation on the accident to later.

Instead. In the event that the other driver get all the information about you (name, address, telephone number, driving license) and the information of your insurance (name of the insurance company and policy number). Note the make and model of car, the color, the license plate number and the identification number of the Auto if you have. If you have a cell phone with a camera and take pictures of another car with license plate and all damages.

Takes pictures of your own car, also. In the event of that go to the police, get the name of the officer and the information of your fault. The other driver may have been partly responsible, too.

At 24 hours, if possible, you must report the accident to your insurance company for cars, the insurer for chariots of the driver or both things. The person who will receive all of the information in it about your accident, determines whether there is coverage in your policy (if this is your insurer of cars) or policy of the other driver meets the data, do research to determine where he was at fault, decides on the value of your claim and if you have never gone through this before, there are some important things you need to know.

Whether it is your insurance adjuster or of adjuster another driver, many of the questions asked and the documents requested are the same. They want to know what happened, the people and the cars involved, which was damaged and if someone was injured. Want photos taken of your car and an estimate of damages, a copy of the police report, if there is one, and contact details of any witness. Some of the questions that the adjusters of the insurance company going to do are:

State of what happened with the accident. What happened? Who was driving? How many passengers had in the car? Names/contact information/ages do was a police officer to the scene? Do the officer prepared a report? What auto was involved? The make, model, year, the color, the registered owner does were cars damaged? What parts? Do the cars were manageable? Was anyone injured? Does anyone needed an ambulance? Do the witnesses? Get your contact information. Does the other party is safe? Get the name of the insurance company of cars and their contact information.

If you are talking with the insurer of the other driver, your job is to keep your claim as small as possible. Why? If the insured took the blame for the accident, you can be responsible for paying not only for your medical expenses and the damage to your car, but also your lost wages, other expenses you have incurred or incurrirás in the future and the general damages that include pain and suffering.

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Protect Yourself from Fraud insurance for cars Thu, 24 Nov 2016 19:23:06 +0000 insurance fraud

There are several ways in which consumers can be victims of insurance fraud for cars, including scams in accidents, tricks on insurers and fraud of reference. Whether you go to buy a vehicle insurance or travel, it is important to know how to protect themselves.

At the time of purchasing a car insurance:

  • Beware the offers for insurance of sellers of door-to-door, through telephone calls or announcements or requested on the Internet.
  •  Suspicion if the price of auto insurance seems to be much lower than the competition. Could be a scam or the coverage could be full of exclusions that only discover when you need coverage.
  •  Contact your state insurance department for vehicles to be sure that the agent and the insurance company have license.
  •  Make sure that the free services are not in reality hidden in your invoice for insurance for cars.
  •  Question if the insurance company has invested in the car repair workshops; this is a red flag. You are not obliged to use it and not will give you a better service or price, in fact could be worse.
  • Protects your identification number of auto insurance in the same way as your social security number, because if stolen, criminals can use in a scam.

In Driving:

  •  Beware if a car stops in front of you. Can be established by an accident on the scene.
  •  Trust your instincts. If someone seems siguiéndote or behaves suspiciously, go to the nearest petrol station or another safe place.
  •  Carries an emergency kit for accidents or at least a disposable camera in your car.

After a clash of two cars:

  • Exchanges information with the person who was driving the vehicle, including the license, vehicle registration and proof of insurance. Takes pictures of all the damage in both carts.
  • counts the number of people in the car. Get the name, address and phone number of each one of them, not just to the driver.
  • Call the police. Get a police report with the official name, even if the damage is minimal. This makes it more difficult for a criminal damage the car later and try to charge an increased demand.
  • Prevents people who suddenly appear on the scene of the accident and is directed to the specific doctors or lawyers.
  • Prevents the people you offer quick money to repair your car.
  • Requires detailed invoices of repairs or medical services. Saves all receipts related to the accident.
  • Beware doctors who insist that present a demand for personal injury after an accident, especially if you are not hurt.
  • Firm never claim forms of insurance for cars in white.
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Save money on your car insurance: Tips and Tricks Thu, 24 Nov 2016 19:08:47 +0000 auto-insurance-quotes

Although the majority of drivers know that the automobile insurance is important and is a legal requirement, nobody wants to pay more than what is necessary to ensure their cars. Whether you’re shopping for insurance for cars for the first time or if you already have an insurance policy for cars, keep in mind the tips included here to save money on insurance premium costs of vehicles.

A little time spent on the investigation you can save a significant amount of your insurance premiums for cars, if you know what are the aspects to consider. In the first place, get a few car insurance quotes from different companies.

The Basics:

A higher deductible can keep the cost of your premiums under. The car insurance companies charge more for deductible low. In the event that you keep your deductible higher, you will have to pay higher amounts of your own pocket. A small increase in your deductible may be equal to a significant saving on your insurance premium for cars, which may even exceed the cost of your deductible.

Considers the types of cars that ensure. A car very expensive, a carriage with a poor record of safety or a car that is popular among the car thieves can cost more to ensure. A safe, with a moderate price of the car is likely to cost less to ensure. If you sell a car, be sure to remove the insurance policy for carts.

Fall of the required coverage. Maybe it makes sense to ensure a new car or a car that is being financed, these may even be a requirement of your lender, but may not make sense to bring the coverage as the full impact in a car more old.

If you are paying for more of these types of insurance that the vehicle is worth, consider the suspend this type of coverage. In addition, be sure to keep the list of drivers in its current policy and remove drivers who no longer need the coverage of your policy, for example, the adult children who buy their car insurance own must be removed.

Ask your insurance company about the eligibility for discounts. Many cars insured persons are eligible to receive discounts. Some insurers of cars offer discounts for clients of long term, for the records of safe driving or free of accidents and to have security features in your car (for example, air bags or anti-lock brakes) or for the protection of the theft of the devices installed in your car.

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